Now live on 6 chainsStart accepting payments in 5 minutes
Non-custodial · funds go direct to your wallet

The payment
layer for crypto.

Accept USDT & USDC directly to your wallet. 1% flat fee, under 4 seconds, enforced by smart contract — not by us.

Non-custodial
Smart contract enforced
Instant settlement
Polygon
Solana
Base
BNB
Arbitrum
Optimism
USDT
USDC
Z
MATIC
Polygon
SOL
Solana
BASE
Base
BNB
BSC
ARB
Arbitrum
OP
Optimism
PROTOCOL FEE
1%
On-chain enforced
SETTLEMENT
<4sec
Direct to wallet
PROTOCOL
Non-custodial·Audited
Start acceptingpayments in 5 minutes
0
Blockchains supported
0
Stablecoins (USDT + USDC)
0%
Single flat fee
<0s
Average settlement
Polygon
Solana
Base
BNB Chain
Arbitrum
Optimism
USDT
USDC
PRODUCTS

One platform, every payment method

From no-code payment links to fully programmable APIs — choose how you want to get paid.

NON-CUSTODIAL

Your money never
touches our servers.

Unlike traditional payment gateways, Zateway never holds your funds. Every payment is routed by on-chain smart contract directly from your customer to your wallet. No escrow. No holding periods. No counterparty risk.

Funds settle directly to your wallet address
Smart contracts route payments — not our servers.
1% fee enforced on-chain
The fee is coded into the contract. It can never be changed retroactively.
No withdrawal process
There is nothing to withdraw — the money is already in your wallet.
Full transparency
Every transaction is verifiable on-chain. No black boxes.
CUSTOMER
Sends $50 USDT on Polygon
ZATEWAY SMART CONTRACT
Routes payment + deducts 1% fee
YOUR WALLET
$49.50
99% — instant
FEE
$0.50
1%
HOW IT WORKS

Three steps. Four seconds.

No intermediaries. No delays. A direct path from your customer's wallet to yours.

1

Create

Generate a payment from your dashboard, API, or payment link. Set amount, token, and chain. Takes 10 seconds.

2

Pay

Your customer opens the checkout and pays with USDT or USDC from any wallet — MetaMask, Phantom, or WalletConnect.

3

Settled

Smart contract routes funds directly to your wallet. You receive 99%. Confirmed with on-chain verification. Done.

SOLUTIONS

Built for how you work

Whether you're a solo freelancer or an enterprise platform, Zateway adapts to your workflow.

FOR DEVELOPERS

One endpoint.
Ship today.

Create a payment session with one POST. We handle wallet detection, block confirmations, fee splitting, and webhook delivery.

HMAC-signed webhook payloads
BigInt accounting — zero float rounding
Rate limiting per IP + API key
Idempotent with replay protection
Full sandbox environment
# Create a payment session curl -X POST \ https://zateway.com/api/v1/payments \ -H "X-API-Key: zate_live_..." \ -d '{ "amount": "50.00", "currency": "USDT", "chain": "polygon" }'
Response201 Created
{ "id": "pay_7kX9mT3qR...", "checkoutUrl": "https://zateway.com/checkout/...", "status": "pending", "expiresAt": "2026-03-25T12:15:00Z" }
INFRASTRUCTURE

Enterprise-grade architecture

Built for scale. Hardened for production. Every component designed for reliability.

Non-custodial

We never touch your funds. Smart contracts handle every transfer on-chain.

Fast settlement

No batching. No holding period. Funds arrive in your wallet once the transaction is confirmed on-chain.

Security hardened

HMAC webhooks, CSRF protection, replay prevention, rate limiting, and encrypted API keys.

99.9% uptime

Multi-region serverless deployment. Auto-scaling infrastructure with zero downtime deploys.

Confirmation engine

On-chain block depth verification. Reorg detection. Double-spend protection.

Multi-chain

6 chains today. Adding more. Single API, unified webhook format across all networks.

PRICING

Transparent pricing

One fee. No fine print. No surprises.

1%

per transaction — the only fee

$0
monthly fee
$0
setup cost
$0
withdrawal fee
No monthly fee
No setup cost
No lock-in
No withdrawal fee
Cancel anytime
6 blockchains

Frequently asked questions

Everything you need to know about Zateway.

Where do my funds go?
Which tokens and chains are supported?
How fast is settlement?
Can the 1% fee ever change?
Is there a sandbox for testing?
Do I need to KYC?
How do I integrate?
TRUSTED BY MERCHANTS WORLDWIDE

Why merchants choose Zateway

The infrastructure layer that powers the next generation of crypto commerce.

Direct-to-wallet

Funds go directly to your wallet — no intermediary ever touches your money. True non-custodial architecture backed by immutable smart contracts.

Transparent pricing

1% flat fee per transaction, enforced by smart contract. No monthly fees, no hidden charges, no surprise rate hikes. What you see is what you pay.

Multi-chain support

Accept USDT and USDC across Polygon, Solana, Base, BNB Chain, Arbitrum, and Optimism. One integration, six chains, zero complexity.

INTEGRATES WITH

WooCommerce
Shopify
React
Next.js
WordPress
Custom API
READY TO GO LIVE

Start accepting crypto
payments today.

Set up in 2 minutes. No monthly fees. Verification only kicks in for higher-volume accounts.

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