Where do my funds go?

Directly to your wallet. Smart contracts route every payment from customer to your wallet address. Zateway never holds, touches, or has access to your funds.

Which tokens and chains are supported?

USDT and USDC on Polygon, Solana, Base, BNB Chain, Arbitrum, and Optimism. Customers can pay from any compatible wallet including MetaMask, Phantom, and WalletConnect.

How fast is settlement?

Settlement happens as soon as the transaction is confirmed on-chain — typically seconds to a few minutes depending on the chain and network conditions. There is no batching, no holding period, no payout schedule.

What does Zateway charge?

1% flat fee per transaction, enforced by smart contract. No monthly fees, no setup costs, no withdrawal fees, no hidden charges.

Can the fee ever increase?

No. The fee is enforced by an immutable smart contract. It cannot be changed, by us or anyone else.

Is there a sandbox for testing?

Yes. Every account includes a full sandbox mode so you can test the entire payment flow — creation, checkout, webhook delivery — without real funds.

Basic verification may be required for higher transaction volumes. You can sign up and explore the dashboard immediately, but KYC verification ensures full access to all features.

How do I integrate Zateway?

Three ways: no-code payment links from the dashboard, REST API for custom integrations, or Shopify/WooCommerce plugins. Most developers ship in under an hour.

What is the best alternative to Coinbase Commerce?

Zateway is a leading non-custodial alternative to Coinbase Commerce. It allows merchants to accept crypto directly to their own wallets without intermediary holding periods, custody risks, or arbitrary account suspensions.

Can I accept USDT and USDC payments without high gas fees?

Yes. Zateway supports 6 Layer-2 and high-performance blockchains including Polygon, Solana, Base, BNB Chain, Arbitrum, and Optimism, ensuring sub-cent transaction fees for stablecoin payments.

What is a non-custodial crypto payment gateway?

A non-custodial payment gateway routes customer payments directly to the merchant's own wallet. Unlike custodial solutions like Coinbase Commerce or BitPay, your funds are never held by a third party — reducing counterparty risk to zero.

Is Zateway a good Stripe alternative for crypto?

Yes. While Stripe handles fiat card payments at 2.9% + 30c per transaction, Zateway handles stablecoin payments at just 1% flat with zero chargebacks and instant settlement. Many merchants use both side-by-side.

How do I send a crypto invoice to my client?

From your Zateway dashboard, create a Payment Link with the invoice amount, description, and optional expiry date. Share the unique link with your client — they see a branded checkout page and can pay in USDT or USDC from any wallet.

Can I add crypto checkout to my Shopify or WooCommerce store?

Yes. Zateway offers hosted checkout flows plus plugins for Shopify and WooCommerce. Crypto checkout appears alongside your existing payment methods with no changes to your store's workflow.

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Guide 5 min readMarch 5, 2026

Crypto Invoice Generator: Send & Get Paid in USDT/USDC

The easiest way to invoice international clients — zero fees to send, 1% to receive, settles instantly to your wallet.

Freelancers working globally used to choose between two bad options: PayPal (expensive international fees, random freezes) or bank wires (slow, $25–50 fees, bad FX rates). Crypto invoicing solves both. Here's how to send a professional crypto invoice and get paid within minutes.

What Makes a Good Crypto Invoice

A professional crypto invoice needs: line items with descriptions and amounts, a total in fiat (USD/EUR/GBP/INR) locked to a spot rate, the currency the client will pay in (USDC or USDT), the chain (Polygon, Solana, etc.), your merchant wallet, a due date, and a payment link the client can open in any browser.

Step 1: Create the Invoice

In the Zateway dashboard, go to Invoices → New Invoice. Enter your client's email, add line items, and set the due date. Pick the fiat currency (e.g. USD) — Zateway will lock the exchange rate for 24 hours so neither of you takes volatility risk.

Step 2: Send the Invoice

Zateway generates a hosted invoice page at a unique URL like zateway.com/i/inv_01ABC. Your client gets an email with the link. They can open it in any browser — no account needed on their side.

Step 3: Client Pays

Your client sees a professional invoice page with your branding, line items, total in their local currency, and a "Pay with Crypto" button. They connect their wallet or scan a QR code with their mobile wallet (MetaMask, Phantom, Trust Wallet, Coinbase Wallet), and pay in USDC or USDT on whichever chain they prefer.

Step 4: You Get Paid (Instantly)

The moment the payment confirms on-chain (typically 2 seconds), USDC or USDT lands directly in your wallet. Zateway fires a webhook if you have one set up, sends you an email, and marks the invoice as paid. You can withdraw to your bank, hold as stablecoin savings, or spend it on-chain.

Why This Beats PayPal for Freelancers

PayPal charges 4.4% + fixed fee for international payments, plus a 3–4% FX markup. On a $5,000 invoice, you lose $400+ in fees. With Zateway, you lose $50 (1%). PayPal can also freeze funds for 180 days if they suspect anything unusual; crypto can't be frozen. For agencies and freelancers billing internationally, the math is unbeatable.