COMPARISON

Zateway vs Coinbase Commerce for Crypto Payments

Coinbase Commerce is convenient — but convenience comes with custody trade-offs. See how Zateway gives you full control.

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Feature-by-Feature Comparison

FeatureZatewayCoinbase Commerce
Non-custodialCoinbase Commerce holds funds in a Coinbase-managed wallet
Flat 1% feeBoth charge 1%, but Coinbase adds network fees and conversion spreads
Smart-contract enforced feesZateway's fees are on-chain; Coinbase applies fees off-chain
6 chains supportedCoinbase Commerce supports fewer chains and primarily Ethereum + Base
Stablecoin-first (USDT/USDC)Both support USDC; Zateway also supports USDT across all chains
No platform dependencyCoinbase Commerce ties you to the Coinbase ecosystem
Direct wallet settlementFunds go to your wallet; Coinbase holds them until withdrawal
BTC/ETH/multi-token supportCoinbase accepts many tokens; Zateway focuses on stablecoins
Fiat off-rampCoinbase can convert to fiat via their exchange
Webhooks & APIBoth offer API and webhook integrations

Why Businesses Choose Zateway Over Coinbase Commerce

True Non-Custodial

No intermediary wallet. Payments flow directly to your address via smart contract. Not Coinbase's wallet — yours.

Transparent Pricing

1% flat, enforced on-chain. No hidden conversion spreads, no network fee markups.

No Withdrawal Step

With Coinbase Commerce you must withdraw funds. With Zateway, they're already in your wallet.

More Chains, More Options

Solana, Polygon, Base, BSC, Arbitrum, Optimism. Give customers the cheapest network option.

Platform Independent

No Coinbase account needed. No ecosystem lock-in. Just connect your wallet and go.

Instant Settlement

On-chain confirmation means your funds are available immediately. No batching, no delays.

Own your payments

Non-custodial, multi-chain, and live in minutes. No Coinbase account required.

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