COMPARISON
Zateway vs Triple-A for Crypto Payments
Triple-A is MAS-licensed and custodial. Zateway is non-custodial, with a 1% fee enforced by smart contract and zero KYC requirements. Here's the full comparison.
ZATEWAY
Best for: Merchants who want full control
- 1% flat fee (on-chain enforced)
- Non-custodial: funds go directly to your wallet
- 6 blockchains, USDT + USDC
- No KYC — start in minutes
- Zero counterparty risk
TRIPLE-A
Best for: Regulated enterprises needing fiat off-ramp
- Variable fees + conversion spreads
- Custodial: Triple-A holds your funds
- Fewer chains, broader token support
- Full KYB required (multi-day approval)
- MAS-licensed (Singapore)
Feature-by-Feature Comparison
| Feature | Zateway | Triple-A |
|---|---|---|
| Non-custodial architectureTriple-A holds your funds in their licensed custodial wallet; Zateway settles directly to your wallet | ||
| Flat transparent feeZateway: 1% flat enforced by smart contract. Triple-A: variable fees, spread on conversions | ||
| Smart-contract enforced feesZateway's 1% fee is immutable on-chain — no one can change it | ||
| No KYC for merchantsTriple-A requires full business KYC/KYB and compliance review before you can accept payments | ||
| Stablecoin-first (USDT/USDC)Both support stablecoins; Triple-A also supports volatile crypto | ||
| 6+ blockchains supportedZateway: Polygon, Solana, Base, BSC, Arbitrum, Optimism. Triple-A: fewer chains | ||
| Direct wallet settlementZateway funds arrive instantly in your wallet; Triple-A batches and processes payouts | ||
| MAS / regulatory licenseTriple-A is MAS-licensed (Singapore), suited for regulated industries | ||
| Fiat off-ramp (auto-convert)Triple-A can auto-convert crypto to fiat; Zateway is stablecoin-only | ||
| Instant developer setupZateway: live in minutes with wallet address. Triple-A: multi-day KYB approval required | ||
| Webhooks & REST APIBoth offer webhooks and API integration | ||
| WooCommerce pluginZateway has a one-click WooCommerce plugin |
Why Businesses Choose Zateway Over Triple-A
True Non-Custodial
Triple-A is a licensed custodian — they hold your funds. Zateway never touches your money. Payments flow directly to your wallet via smart contract on-chain.
1% Flat, On-Chain Enforced
Triple-A's fee structure includes spreads on conversions and variable processing fees. Zateway's 1% is hardcoded into the smart contract — verifiable on-chain, immutable.
Go Live in Minutes, Not Days
Triple-A requires a full business KYB review (days to weeks). Zateway requires only a wallet address — start accepting payments today.
6 Chains, Global Coverage
Give your customers the cheapest network option. Polygon (sub-cent gas), Solana (sub-second), Base (Coinbase-backed), BSC, Arbitrum, and Optimism.
Zero Counterparty Risk
Since Zateway never holds funds, there is no counterparty risk, no insolvency risk, and no withdrawal delays. Your keys, your money.
Developer-First Integration
REST API, webhooks with HMAC signing, WooCommerce plugin, and payment links. Integrate in under 30 minutes with no compliance waiting period.
When Should You Choose Triple-A Instead?
Triple-A is a better fit if you operate in a heavily regulated industry (banking, insurance, gaming) and need a MAS-licensed custodian, or if you need automatic crypto-to-fiat conversion for accounting purposes. For most e-commerce, SaaS, and freelance use cases, Zateway's non-custodial model is simpler, cheaper, and faster.
Own your payments. Zero custody risk.
Non-custodial, multi-chain, and live in minutes. No KYC, no approval wait, no holding periods.