LEGAL & COMPLIANCE
Global Standards, Uncompromised Trust
Zateway operates a strict compliance framework. As a non-custodial technology provider, our legal standing provides clarity and security for merchants worldwide.
Non-Custodial Nature
Zateway is a technology platform, not a financial custodian or money transmitter. We provide the software infrastructure for peer-to-peer payments. At no point do we take custody, possession, or control of merchant or customer funds.
Regulatory Standing
Because Zateway does not touch fiat currency or custody digital assets, we operate outside the scope of traditional Money Transmitter Licenses (MTL) or Virtual Asset Service Provider (VASP) custodial requirements in most jurisdictions.
Global Sanctions & AML
We actively screen interactions against global sanctions lists (OFAC, UN, EU). Zateway implements risk-based AML transaction monitoring via our blockchain analytics partners to prevent illicit use of our infrastructure.
Key Compliance Policies
KYC & KYB Requirements
For pure non-custodial crypto processing, merchants are not subject to heavy KYB friction. However, merchants utilizing our fiat gateways (Cashfree/Airwallex) undergo full KYB and KYC processes directly with those regulated partners before fiat settlement is enabled.
Data Privacy & GDPR
We adhere strictly to GDPR and CCPA guidelines. Zateway minimizes data collection, storing only essential metadata required to process payments. We do not sell merchant or customer data.
Prohibited Businesses
Zateway actively prevents usage by prohibited business categories, including illegal gambling, illicit materials, and sanctioned entities. Our Terms of Service strictly forbid the use of our software for illegal purposes.
Need specific compliance documentation?
Contact our legal team for specific jurisdiction inquiries or extended compliance documentation.
Contact Legal Team