What is Iban?
Iban explained for crypto payment merchants using Zateway.
Iban is a key concept in crypto payments. With Zateway, merchants use non-custodial USDT and USDC checkout across Polygon, Solana, Base, BSC, Arbitrum, Optimism so Iban connects directly to faster settlement, lower fees, and zero chargebacks.
Why Iban Matters for Merchants
Understanding Iban helps you design safer checkout. Zateway keeps funds non-custodial — payments route to your wallet while you still get webhooks, payment links, and API control.
How Zateway Handles Iban
Zateway supports production and sandbox flows so you can test Iban safely. Use payment sessions, HMAC webhooks, and multi-chain USDT/USDC to operationalize this concept without holding customer funds.
Best Practices
Prefer stablecoins over volatile assets, verify webhook signatures, wait for sufficient confirmations, and keep private keys offline. Pair Iban knowledge with Zateway's 1% flat fee model for predictable unit economics.