What is Merchant Protection in Crypto?
How final settlement and non-custody reduce merchant risk.
How final settlement and non-custody reduce merchant risk. In Zateway, this concept powers non-custodial USDT/USDC payments on Polygon, Solana, Base, BSC, Arbitrum, Optimism.
Why Merchant Protection Matters for Merchants
Understanding Merchant Protection helps you design safer checkout. Zateway keeps funds non-custodial — payments route to your wallet while you still get webhooks, payment links, and API control.
How Zateway Handles Merchant Protection
Zateway supports production and sandbox flows so you can test Merchant Protection safely. Use payment sessions, HMAC webhooks, and multi-chain USDT/USDC to operationalize this concept without holding customer funds.
Best Practices
Prefer stablecoins over volatile assets, verify webhook signatures, wait for sufficient confirmations, and keep private keys offline. Pair Merchant Protection knowledge with Zateway's 1% flat fee model for predictable unit economics.