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What is On-Chain Settlement?

Payments finalized directly on the blockchain without batch bank settlement.

Payments finalized directly on the blockchain without batch bank settlement. In Zateway, this concept powers non-custodial USDT/USDC payments on Polygon, Solana, Base, BSC, Arbitrum, Optimism.

Why On Chain Settlement Matters for Merchants

Understanding On Chain Settlement helps you design safer checkout. Zateway keeps funds non-custodial — payments route to your wallet while you still get webhooks, payment links, and API control.

How Zateway Handles On Chain Settlement

Zateway supports production and sandbox flows so you can test On Chain Settlement safely. Use payment sessions, HMAC webhooks, and multi-chain USDT/USDC to operationalize this concept without holding customer funds.

Best Practices

Prefer stablecoins over volatile assets, verify webhook signatures, wait for sufficient confirmations, and keep private keys offline. Pair On Chain Settlement knowledge with Zateway's 1% flat fee model for predictable unit economics.

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