How to Integrate Crypto Payments via API — Sri Lanka
Developer · 15 minutes. Adapted for Sri Lanka (LKR).
Where acceptance is permitted, IT and apparel exporters settle USD-denominated invoices without a correspondent bank. How to Integrate Crypto Payments via API using Zateway — non-custodial USDT & USDC, 1% flat fee, instant on-chain settlement.
- 1% flat fee vs 2.9%+ card pricing
- Zero chargebacks with on-chain finality
- Non-custodial direct-to-wallet settlement
- Local signal: An estimated several hundred thousand Sri Lankans hold crypto, largely outside any supervised venue.
- Regulation: There is no licensing framework and no supervised operators; the CBSL has warned repeatedly while a national roadmap is drafted — treat the position as unregulated.
- Currency context: LKR
How to Integrate Crypto Payments via API payments in Sri Lanka
Zateway helps teams using this playbook teams in Sri Lanka accept USDT and USDC with non-custodial settlement. Payers check out on Polygon, Solana, Base, BSC, Arbitrum, Optimism; funds route to your wallet at a flat 1% — no monthly fee and no chargeback risk on completed on-chain payments. Local currency context: LKR.
Market context for Sri Lanka
An estimated several hundred thousand Sri Lankans hold crypto, largely outside any supervised venue. There is no licensing framework and no supervised operators; the CBSL has warned repeatedly while a national roadmap is drafted — treat the position as unregulated. Where acceptance is permitted, IT and apparel exporters settle USD-denominated invoices without a correspondent bank. Common verticals in Sri Lanka include Apparel exports, IT outsourcing, Tea exports, Tourism.
Create your Zateway account
Sign up at zateway.com/signup. No credit card required to start. In Sri Lanka, keep payout wallets under your control and confirm webhooks before fulfillment.
Connect a payout wallet
Add your self-custody wallet address. Funds settle directly here — Zateway never holds them. In Sri Lanka, keep payout wallets under your control and confirm webhooks before fulfillment.
Go live in Sri Lanka
Create a Zateway account, connect a LKR-aware operating wallet, test in sandbox, then share a payment link or API session with Sri Lanka customers. Prefer Polygon, Solana, or Base when network fees matter most.
FAQ
Can merchants following this guide businesses in Sri Lanka accept USDT?
Yes. Zateway supports USDT and USDC on Polygon, Solana, Base, BSC, Arbitrum, Optimism for merchants serving Sri Lanka, Sri Lanka.
What does crypto payment compliance look like in Sri Lanka?
There is no licensing framework and no supervised operators; the CBSL has warned repeatedly while a national roadmap is drafted — treat the position as unregulated. Merchants remain responsible for their own tax treatment, invoicing and reporting obligations, and should confirm local requirements with a qualified advisor before going live.
What fees apply for How to Integrate Crypto Payments via API checkout in Sri Lanka?
Zateway charges a flat 1% per successful crypto payment. Network/gas fees are paid on-chain by the payer or merchant depending on chain settings — there is no Zateway monthly fee.
Does Zateway hold merchant funds?
No. Settlement is non-custodial — confirmed payments go to the wallet you connect.