Express.js crypto payments in Senegal
Accept USDT & USDC through Express.js for customers in Senegal (XOF).
Dakar exporters invoice in USD terms and receive USDC directly, bypassing the CFA conversion on every transaction. Integrate Zateway with Express.js. Express middleware creates sessions and verifies HMAC webhooks. Non-custodial USDT & USDC on Polygon, Solana, Base, BSC, Arbitrum, Optimism.
- Express.js + Zateway checkout
- Non-custodial USDT & USDC settlement
- Flat 1% fee — no monthly plan
- Local signal: Senegal is a centre of Francophone West Africa's stablecoin trade settlement, where merchants use USDT to work around CFA franc constraints.
- Regulation: Crypto falls outside the BCEAO's legal tender regime and no WAEMU licensing framework exists yet — regional policy work is ongoing.
- Currency context: XOF
Express.js payments in Senegal
Zateway helps Express.js stores and apps teams in Senegal accept USDT and USDC with non-custodial settlement. Payers check out on Polygon, Solana, Base, BSC, Arbitrum, Optimism; funds route to your wallet at a flat 1% — no monthly fee and no chargeback risk on completed on-chain payments. Local currency context: XOF.
Market context for Senegal
Senegal is a centre of Francophone West Africa's stablecoin trade settlement, where merchants use USDT to work around CFA franc constraints. Crypto falls outside the BCEAO's legal tender regime and no WAEMU licensing framework exists yet — regional policy work is ongoing. Dakar exporters invoice in USD terms and receive USDC directly, bypassing the CFA conversion on every transaction. Common verticals in Senegal include Fishing and seafood, Agriculture exports, Tourism, Digital services.
Connect Express.js to Zateway
1. Create a Zateway account and copy your API key. 2. Connect your self-custody wallet address for Express.js settlements. 3. Create a payment session via API, plugin, or payment link for Express.js. 4. Redirect customers to hosted checkout or embed the widget in Express.js. 5. Verify HMAC-signed webhooks and fulfill the order in Express.js.
Integration tip
POST https://zateway.com/api/v1/sessions with x-api-key — then open checkoutUrl from Express.js.
Go live in Senegal
Create a Zateway account, connect a XOF-aware operating wallet, test in sandbox, then share a payment link or API session with Senegal customers. Prefer Polygon, Solana, or Base when network fees matter most.
FAQ
Can Express.js merchants businesses in Senegal accept USDT?
Yes. Zateway supports USDT and USDC on Polygon, Solana, Base, BSC, Arbitrum, Optimism for merchants serving Senegal, Senegal.
What does crypto payment compliance look like in Senegal?
Crypto falls outside the BCEAO's legal tender regime and no WAEMU licensing framework exists yet — regional policy work is ongoing. Merchants remain responsible for their own tax treatment, invoicing and reporting obligations, and should confirm local requirements with a qualified advisor before going live.
What fees apply for Express.js checkout in Senegal?
Zateway charges a flat 1% per successful crypto payment. Network/gas fees are paid on-chain by the payer or merchant depending on chain settings — there is no Zateway monthly fee.
Does Zateway hold merchant funds?
No. Settlement is non-custodial — confirmed payments go to the wallet you connect.