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What is Custodial Risk Score?

Custodial Risk Score explained for crypto payment merchants using Zateway.

Custodial Risk Score is an important payments concept. Zateway helps merchants apply it with non-custodial USDT/USDC checkout on Polygon, Solana, Base, BSC, Arbitrum, Optimism, 1% flat fees, and direct-to-wallet settlement.

Why Custodial Risk Score matters

Teams evaluating Custodial Risk Score usually care about fee drag, settlement speed, and custody risk. Zateway removes intermediary holds so custodial risk score workflows settle on-chain.

Using Custodial Risk Score with Zateway

Create a payment session or payment link, let customers pay in USDT/USDC, verify HMAC webhooks, then fulfill. This operationalizes Custodial Risk Score without taking custody of merchant funds.

Implementation checklist

Use sandbox keys first, pick low-fee chains (Polygon/Solana/Base), store tx hashes for audit, and monitor confirmed vs settled states for Custodial Risk Score-related flows.

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